Get ready for the Solstice, full moon and eclipse! Staring in a sky near you Tuesday.
Is all the shopping done? Has everything arrived?
Legislation still going on…what next?
Will the Koreans light up the sky or will we have peace on earth, good will toward men?
MSNBC had run a rather extensive poll regarding the 10 most influential people of the 21st century. These people could have been in politics, TV, music, technology, the arts, media….any field that has influenced America, or the world. Their results are being revealed today. The hosts: Mike, Mika, Willie and Joe, all had their lists. Only one matched ‘the people.’
Regardless of what the people in that poll thing, what do you all think? Who are your top 5? How about your reasons. Influence is an interesting word. It doesn’t have to be positive. I will post the results of the polls later today, after others have a chance to contribute.
Who are the top 5 most influential people of the 21st century? (downsizing for brevity)
UPDATE: Let’s go with 10 people so you don’t have to cheat like Moe and I did.
Since the housing crash three years ago, Maryland and DC have moved to protect the homeowner. This move only seems fair in light of some of of the shoddy practices employed by some mortgage companies and banks. While foreclosure laws changed to protect the homeowner in Maryland and DC, things have moved the opposite direction in Virginia.
According to the Washington Post:
Last year, the state legislature overwhelmingly passed a law making it easier for lenders to defend themselves when accused of giving homeowners too little warning of impending foreclosures.
The process moves so quickly in Virginia – one of the fastest states in the nation – that homeowners can receive less than two weeks’ notice that their house is about to be sold on the courthouse steps.
That confronts homeowners with an almost impossible deadline. To get a court to stop the sale in that narrow window, they must gather evidence, file a lawsuit and potentially post a bond with the court that could total thousands of dollars. Instead of trying to find a lawyer and prepare a suit, many borrowers run out the clock trying to deal with their lender.
At a time when lenders have been cutting corners and using phony documents to seize huge numbers of houses, the hurdles can be insurmountable, according to lawyers, consumer advocates and borrowers who have tried to save their homes.
“There’s no question that people are losing their homes when they should not be,” said James W. “Jay” Speer, executive director of the Virginia Poverty Law Center, which is part of a legal-aid network.
In many states, homeowners facing foreclosure automatically get a day in court, a chance to tell a judge why they should keep their homes. The judicial process provides at least a modest check on error and abuse.
But in Virginia and 28 other states, as well as the District, according to the RealtyTrac foreclosure information service, borrowers have no such luck. They face “nonjudicial” foreclosure processes, meaning lenders can foreclose without going through the courts.
It looks like our Virginia legislators have some work to do once they hit Richmond in January. They need to be protecting the homeowner against what often has been really bad business practice. It is now time for our delegates to get over worrying about who might be looking at their butt or who might be in the market for some crotchless panties in Old Town Manassas and get on with the business of protecting Virginians. All needed to ignore the whinings and pinings of Corey Stewart and just tell him to STFU, and that they are too busy to worry about his nonsense. Then they need to get busy and protect Virginia homeowners from unscupulous lenders.
Virginians are getting screwed. Time for legislators to protect the citizens rather than giving the banks and mortgage companies, many who aren’t even based in Virginia, the execution’s axe to finish off the homeowners.
